Vrutti’s Economic Resilience Model strengthens the capacity of vulnerable households to withstand shocks and manage crises without slipping deeper into poverty. Anchored in Community Action Collab’s Economic Resilience Impact Canvas, the model brings together government agencies, service providers, financial institutions and civil society organisations to co-create integrated livelihood solutions. The approach is built around the CDAR framework: Conservation, Diversification, Aggregation and Risk Pooling. This helps families protect their existing income, create new revenue streams, build a collective voice and establish mechanisms to reduce risk. The model goes beyond service delivery by nurturing aspirations, agency and decision-making power. Communities remain at the centre of implementation, ensuring interventions are relevant, equitable and sustainable.
Vrutti’s work is rooted in creating lasting, equitable change for small producers and vulnerable communities. Over two decades, our integrated models, partnerships, and technology-led approaches have enabled scale, resilience, and real economic gains. Our impact reflects the depth of our commitment to transforming livelihoods and strengthening ecosystems across India.
Vulnerable communities often face unstable incomes, limited safety nets, fragmented services and high exposure to climate, economic or humanitarian shocks. These conditions keep families in recurring cycles of distress. The model addresses these challenges by protecting income, reducing dependency on single livelihoods, strengthening collective institutions and creating safety mechanisms to manage risk.
Small and Marginal Farmers
Micro, Small and Medium Enterprises
Women in livelihood and income roles
Livestock Farmers
Transgender Community